Buyers of higher-priced homes
Jumbo loans
Financing above conforming loan limits for higher-priced homes — up to $10M.
What it usually takes
A larger down payment (often 10–20% or more), significant cash reserves and full documentation of income and assets.
Potential benefits
Finance a high-value property in a single loan, competitive rates for strong borrowers, fixed and adjustable options.
High-balance or jumbo?
A loan near the conforming limit can sometimes go either way. Before choosing, we compare a conforming structure with current jumbo options for your numbers.
Eligibility, limits and terms depend on the program guidelines in effect when you apply and on your full application. This page is general information, not a loan offer.
See if I qualifyOther programs
Conventional loans
Flexible, widely used financing for primary homes, second homes and investment properties.
FHA loans
Lower down payments and flexible credit requirements — one of the most accessible paths to owning.
VA loans
$0 down and no monthly mortgage insurance for eligible veterans, service members and their families.